Composable Financial
Infrastructure
Assemble payment, settlement, and compliance modules like building blocks. Launch compliant financial services in weeks, not months.
Scaling across borders
shouldn't break your stack
Expanding financial services internationally means juggling licenses, integrations, and operations that compound with every new market. The problem isn't a single feature — it's an entire system that needs to be assembled.
Licensing Per Country
PG, remittance, and VASP licenses differ by jurisdiction. Each requires separate integration and compliance structures.
Tenant & Settlement Structures
Sub-merchants, brokers, and platform sellers each need different settlement flows, fund segregation, and reporting.
Data & Regulatory Boundaries
PII, transaction data, and regulatory reports must respect local data sovereignty requirements.
KYC/AML Operations
Know-your-customer, anti-money laundering monitoring, sanctions screening, and case management at scale.
Multi-Currency Accounting
Settlement cycles, tax obligations, and accounting across fiat currencies, stablecoins, and digital assets.
Three-layer platform architecture
We don't just modularize features — we modularize regulatory boundaries. Each customer gets exactly the combination they need, enforced by policy.
Core Platform
Transaction and settlement event model, role-based permissions, audit logging, rule engine, and unified API.
Country Adapters
PG, bank, remittance rail, and VASP connectors per jurisdiction. Regulatory reporting and KYC provider integrations.
Compliance Boundaries
Tenant isolation, license scoping, data boundaries, and operational permissions enforced by policy — not people.
Module catalog
Pick the modules you need. Each module is an independent SKU — toggle it on, and the platform enforces the corresponding license scope and data boundaries automatically.
Payment & Settlement
PG Connectors
Card, bank transfer, virtual account connectors per country.
Remittance Rails
Local and cross-border remittance rail integrations.
Settlement Rails
Per-entity settlement, multi-currency, stablecoin settlement options.
Sub-merchant / Broker
Per-seller or per-agent settlement structures for platforms.
Compliance
KYC
Individual and corporate identity verification with document and risk scoring.
AML Monitoring
Rule-based transaction monitoring with case management workflow.
Sanctions & PEP Screening
Real-time screening against global sanctions lists and politically exposed persons.
Regulatory Reporting
Country-specific reporting formats, schedules, and automated submission.
Operations & Risk
Rule Engine
Transaction limits, country/product policies, and dynamic risk rules.
Chargeback & Disputes
End-to-end chargeback, dispute resolution, and refund workflow.
Audit & Permissions
Full audit trail, role-based access, and 4-eyes approval workflows.
Operations Console (Atlas)
Tenant setup, module toggles, reporting dashboards, and operational management.
Key principle: Module toggles aren't just feature flags — they're policy toggles that enforce license scope and data boundaries with every activation.
Built for your use case
Every business has different regulatory and operational needs. Pick the modules that match your use case — we handle the compliance boundaries.
Cross-border Content & Subscription
Global content platforms and subscription services that need to accept payments in multiple countries with fast, compliant settlement.
Marketplace & Platform
Two-sided marketplaces that need to manage per-seller settlement, tax compliance, and seller risk at scale.
Broker & Intermediary
Financial intermediaries requiring strict client fund segregation, transaction limits, and comprehensive audit trails.
Crypto Services (On/Off-ramp)
Crypto on-ramp and off-ramp services that need to meet regulatory requirements for virtual asset transactions.
Gaming & Digital Goods
Digital goods and gaming platforms dealing with high chargeback rates and sophisticated fraud patterns.
Why Taply
Your real alternatives are building it yourself, stitching together existing services, or compromising on compliance. We reduce this complexity with policy-enforced modules.
Legacy PSP / PG
Difficult to customize for country-specific license and regulatory boundaries.
Modularizes country, license, and tenant boundaries — not just payment methods.
Build In-House
Licensing, integration, and operations cost excessive time and money.
Assemble and launch instantly with standardized operational frameworks.
BaaS (Banking-as-a-Service)
Dependent on a single bank license with limited customization.
Multi-rail, multi-partner combinations with SKU-based expansion.
Payment Orchestration
Only provides payment routing — weak on compliance and settlement.
End-to-end: settlement, risk management, and regulatory reporting included.
Transparent, modular pricing
Pay for the platform base, add modules as you grow. Transaction fees scale with your volume — your ARPA grows with your business.
Starter
Single country, single payment method
- ✓Base platform
- ✓1–2 modules
- ✓Standard support
Growth
2–3 country expansion
- ✓Base platform
- ✓Payment + Settlement + Risk
- ✓Multi-currency
- ✓Priority support
Enterprise
Broker, marketplace, high-regulation
- ✓Full compliance suite
- ✓Custom modules
- ✓Dedicated onboarding
- ✓SLA guarantee
- ✓Partner revenue share
Final quotes depend on jurisdictions, module mix, compliance scope, and expected transaction volume. Pricing above is indicative.
Ready to assemble your
financial infrastructure?
Stop building licenses, integrations, and compliance from scratch. Pick your modules and launch in weeks.
We'll get back to you within 24 hours.